[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.reptos.cz\/penze-je-tu\/#Article","mainEntityOfPage":"https:\/\/www.reptos.cz\/penze-je-tu\/","headline":"Penze je tu","name":"Penze je tu","description":"Co je vlastn\u011b starobn\u00ed d\u016fchod? Je to vlastn\u011b d\u00e1vka, kter\u00e1 nahrazuje p\u0159\u00edjem ze zam\u011bstn\u00e1n\u00ed a jej\u00ed\u017e vypl\u00e1cen\u00ed se \u0159\u00edd\u00ed z\u00e1konem. 
 
 Trocha historie neu\u0161kod\u00ed […]","datePublished":"2018-09-05","dateModified":"2023-05-06","author":{"@type":"Person","@id":"https:\/\/www.reptos.cz\/author\/#Person","name":"","url":"https:\/\/www.reptos.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/dcb1aeb5e7d95014cdc92e76cf3c72f6b456579bf773ad0081803a6569ffc19c?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/dcb1aeb5e7d95014cdc92e76cf3c72f6b456579bf773ad0081803a6569ffc19c?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"reptos.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.reptos.cz\/wp-content\/uploads\/img_a324261_w2623_t1536062731.jpg","url":"https:\/\/www.reptos.cz\/wp-content\/uploads\/img_a324261_w2623_t1536062731.jpg","height":0,"width":0},"url":"https:\/\/www.reptos.cz\/penze-je-tu\/","about":["Slu\u017eby"],"wordCount":436,"articleBody":"Co je vlastn\u011b starobn\u00ed d\u016fchod? Je to vlastn\u011b d\u00e1vka, kter\u00e1 nahrazuje p\u0159\u00edjem ze zam\u011bstn\u00e1n\u00ed a jej\u00ed\u017e vypl\u00e1cen\u00ed se \u0159\u00edd\u00ed z\u00e1konem. 
 
 Trocha historie neu\u0161kod\u00ed
 
 Mo\u017en\u00e1 jste o tom dosud nev\u011bd\u011bli, ale otcem d\u016fchodov\u00e9ho poji\u0161t\u011bn\u00ed je Otto von Bismarck, kter\u00fd ho zavedl v posledn\u00edm desetilet\u00ed devaten\u00e1ct\u00e9ho stolet\u00ed. U n\u00e1s se zabydlel a\u017e ve dvac\u00e1t\u00fdch letech minul\u00e9ho stolet\u00ed a n\u00e1rok na n\u011bj m\u011bli lid\u00e9, kte\u0159\u00ed dos\u00e1hli v\u011bku \u0161edes\u00e1ti p\u011bti let. Ten v\u011bk se postupem \u010dasu zkr\u00e1til o p\u011bt let. V pr\u016fb\u011bhu doby se m\u011bnilo procento jeho v\u00fdpo\u010dtu, kter\u00e9 vych\u00e1zelo z \u010dist\u00e9 mzdy, v pr\u016fm\u011bru se \u010d\u00e1stka pohybovala mezi pades\u00e1ti p\u011bti a\u017e \u0161edes\u00e1ti procenty.
 
 Kolik ten d\u016fchod vlastn\u011b bude d\u011blat 
 
 Pokud v\u00e1s \u010dek\u00e1 tato \u017eivotn\u00ed etapa po letech, kdy jste dennodenn\u011b doch\u00e1zeli do zam\u011bstn\u00e1n\u00ed, jak\u00e1 bude va\u0161e v\u00fd\u0161e d\u016fchodu, si m\u016f\u017eete jednodu\u0161e spo\u010d\u00edtat na d\u016fchodov\u00e9 kalkula\u010dce, stejn\u011b tak, pokud uva\u017eujete o d\u016fchodu p\u0159ed\u010dasn\u00e9m. 
 
 Kdo ho m\u016f\u017ee dostat
 
 Proto, abyste si mohli o starobn\u00ed d\u016fchod za\u017e\u00e1dat, jsou d\u016fle\u017eit\u00e9 dv\u011b v\u011bci, za prv\u00e9 mus\u00edte m\u00edt dostate\u010dn\u00fd v\u011bk a dosa\u017eenou dobu poji\u0161t\u011bn\u00ed, kter\u00e1 v sou\u010dasn\u00e9 dob\u011b \u010din\u00ed t\u0159icet p\u011bt let. Pokud v\u00e1m n\u011bjak\u00fd ten rok poji\u0161t\u011bn\u00ed chyb\u00ed, mus\u00edte se \u017e\u00e1dost\u00ed je\u0161t\u011b po\u010dkat a chyb\u011bj\u00edc\u00ed l\u00e9ta si odpracovat.
 
 N\u00e1hrada za odpracovan\u00e9 roky
 
 Pokud nem\u00e1te dostate\u010dnou dobu poji\u0161t\u011bn\u00ed, lze n\u011bkter\u00e9 roky nahradit, tedy zapo\u010d\u00edtat do celkov\u00e9 doby. Rozum\u00ed se t\u00edm doba str\u00e1ven\u00e1 na rodi\u010dovsk\u00e9 \u010di mate\u0159sk\u00e9 dovolen\u00e9 (neplat\u00ed u\u017e jen u \u017een, ale i u mu\u017e\u016f), doba str\u00e1ven\u00e1 p\u00e9\u010d\u00ed o osobu lehce, st\u0159edn\u011b t\u011b\u017ece nebo \u00fapln\u011b z\u00e1vislou. Tyto roky se po\u010d\u00edtaj\u00ed jako roky str\u00e1ven\u00e9 v zam\u011bstn\u00e1n\u00ed. Do poji\u0161t\u011bn\u00e9 doby se tak\u00e9 za\u0159azuje obdob\u00ed, kdy jste byli vedeni na \u00fa\u0159adu pr\u00e1ce a hledali si za jeho p\u0159isp\u011bn\u00ed zam\u011bstn\u00e1n\u00ed a z\u00e1rove\u0148 pob\u00edrali podporu (zde se zapo\u010d\u00edt\u00e1v\u00e1 i rekvalifikace). Ti, kdo studovali p\u0159ed rokem 2010 vysokou \u0161kolu, t\u011bm se tyto roky po\u010d\u00edtaj\u00ed, stejn\u011b tak t\u011bm, kdo slou\u017eili v arm\u00e1d\u011b ve form\u011b vojensk\u00e9 slu\u017eby a tak\u00e9 lid\u00e9 s III. stupn\u011bm invalidity. 
                                                                                                                                                                                                                                                                                                                                                                                         4.6\/5 - (5 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Penze je tu","item":"https:\/\/www.reptos.cz\/penze-je-tu\/#breadcrumbitem"}]}]